Car Loans & Toyota Leases | Auto Financing Serving Cincinnati, Fairfield OH & Beyond

Should you decide to finance all or a portion of your vehicle purchase, our professionally trained and highly skilled Financial Services Managers at Kerry Toyota are here to assist. Our Financial Services team utilizes a number of competing lenders, most notably Toyota Financial Services, to ensure you are offered an attractive car loan solution that fits your budgetary needs and wants.  Getting a car loan helps make payments more manageable while also building credit.

Adding to the convenience associated with purchasing and financing your vehicle at Kerry Toyota, our Financial Services Department offers a secure online credit application allowing you to apply for auto financing right from home or work.

Our Financial Services Department can also help you in acquiring a number of quality products and services to protect your Toyota vehicle investment.

Genuine Toyota Vehicle Protection Options at a Glance

Vehicle Service Agreements

All of us can relate to surprise vehicle repairs and the expense that goes along with them. And, we know that they often tend to happen when we least expect them. A Toyota Vehicle Service Agreement (VSA) helps ensure you're prepared by providing extended protection beyond your vehicle warranty.

With mechanical breakdown coverage, travel protection benefits, low deductibles and backing from Toyota, our VSA provides you with the extended peace of mind that comes from knowing your vehicle is in good hands.

Toyota Auto Care Prepaid Maintenance

A vehicle maintenance plan, either Toyota Auto Care Plus or Toyota Auto Care Classic, from Toyota Financial Services (TFS) is a smart, affordable way to help keep you up-to-date with your Toyota's factory-recommended maintenance. You'll help preserve your vehicle's safety, performance and resale value while avoiding rising maintenance costs.

All of our vehicle maintenance plans are backed by the strength of Toyota, so you can rest assured your maintenance will be performed by Toyota-trained technicians who use only Toyota-approved parts.

Payment Protection

With GAP, there's no such thing as a total loss

Think for a moment how typical auto insurance works: if you have an incident where your car is declared totaled due to theft, accident, fire, or flood, they usually pay the market value for the vehicle. If you still owe more than that on your finance or lease contract, you're stuck paying-unless you choose Guaranteed Auto Protection (GAP) from Toyota Financial Services, a product that can lessen or even eliminate your remaining balance.1

Here's how GAP works: In the event of a total vehicle loss, GAP covers you once insurance has paid its share, paying the difference (or deficiency) between your Toyota's insurance payment (usually market value) and the balance on your finance or lease contract. GAP will also pay up to $1,000 of your auto insurance deductible (if applicable) in most states.

As with most of our other payment protection and credit insurance plans, GAP is only available at the time you purchase or lease your new or used Toyota.

Take a look at the chart here for an idea of GAP coverage in action.

Finance or lease contract payoff amount$23,000 
Minus total auto insurance settlement-$20,0001
Plus auto insurance deductible+$1,0002
Total out-of-pocket expense$4,0003
Minus Toyota GAP payment4-$4,000 
Total owed to financial institution to pay off finance or lease contract$0 
                               (For illustration purposes only)

Please contact one of our Financial Services Managers to discuss the complete suite of Finance and Insurance programs and plans available to you at Kerry Toyota.

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